Visitor to Canada Insurance - Our Visitors to Canada insurance plans offer emergency medical coverage to visitors, immigrants, foreign students and Canadians without government health insurance.
Visitor to Canada - Private Medical Insurance Coverage with option to select coverage Amount from $25,000, $50,000, $100,000 or $150,000 covers Ambulance, diagnostic services, hospitalization, hospital Care, repatriation, Dental emergencies, much more.
You get to choose - start date for the plan and you can always change effective date before start of the coverage.
Lowest Premiums Guaranteed for the similar benefits.
100% refund - If no Visa Granted for any reason before effective date.
Partial Refunds - In case your parents decide to go back sooner than one year, a prorated refund is available, provided NO CLAIM on the Policy.
Benefits |
Plan A |
Plan B |
Comprehensive |
|---|---|---|---|
| Hospital Accommodation | semi-private roomrate OR ICU if required. Emergency room fees. c. Emergency out-patient services | semi-private roomrate OR ICU if required. Emergency room fees. c. Emergency out-patient services | semi-private roomrate OR ICU if required. Emergency room fees. c. Emergency out-patient services |
| Medical Services | licensed physician, surgeon, anaesthetist or registered graduate nurse. | licensed physician, surgeon, anaesthetist or registered graduate nurse. | licensed physician, surgeon, anaesthetist or registered graduate nurse. |
| Diagnostic Services | Laboratory tests and x-rays. magnetic resonance imaging (MRI), cardiac catheterization, computerized axial tomography (CAT) scans, sonograms or ultrasounds and biopsies if approved. | Laboratory tests and x-rays. magnetic resonance imaging (MRI), cardiac catheterization, computerized axial tomography (CAT) scans, sonograms or ultrasounds and biopsies if approved. | Laboratory tests and x-rays. magnetic resonance imaging (MRI), cardiac catheterization, computerized axial tomography (CAT) scans, sonograms or ultrasounds and biopsies if approved. |
| Prescription | This benefit is limited to a 30-day supply and up to overall maximum of $5,000 for the full policy duration. | This benefit is limited to a 30-day supply and up to $1,000 per prescription, unless the insured person is hospitalized, to a maximum of $500 per insured person per claim. | This benefit is limited to a 30-day supply and up to $1,000 per prescription, unless the insured person is hospitalized, to a maximum of $500 per insured person per claim. |
| Private Duty Nurse | registered private duty nurse as the result of a coveredemergency when medically necessary and while hospitalized or in lieu of hospitalization to a maximum of $5000. | registered private duty nurse as the result of a coveredemergency when medically necessary and while hospitalized or in lieu of hospitalization to a maximum of $5000. | registered private duty nurse as the result of a coveredemergency when medically necessary and while hospitalized or in lieu of hospitalization to a maximum of $5000. |
| Paramedical Services | licensed chiropractor, physiotherapist, podiatrist, osteopath or acupuncturist to a maximum of $300 per insured person, per profession listed above. | licensed chiropractor, physiotherapist, podiatrist, osteopath or acupuncturist to a maximum of $500 per insured person, per profession listed above. | licensed chiropractor, physiotherapist, podiatrist, osteopath or acupuncturist to a maximum of $500 per insured person, per profession listed above. |
| Dental | Up to $3,000 to repair or replace whole or sound natural teeth or permanently attached artificial teeth damaged as a result of an accidental blow to the face; | Up to $3,000 to repair or replace whole or sound natural teeth or permanently attached artificial teeth damaged as a result of an accidental blow to the face; and b. up to $500 for emergency dental treatment for relief of pain caused other than by a blow to the face | Up to $4,000 to repair or replace whole or sound natural teeth or permanently attached artificial teeth damaged as a result of an accidental blow to the face; and b. up to $500 for emergency dental treatment for relief of pain caused other than by a blow to the face. |
| Medical Appliances | minor appliances such as crutches, casts, splints, canes, slings, trusses, braces, walkers and/or the temporary rental of a wheelchair, not exceeding the purchase price. | minor appliances such as crutches, casts, splints, canes, slings, trusses, braces, walkers and/or the temporary rental of a wheelchair, not exceeding the purchase price. | minor appliances such as crutches, casts, splints, canes, slings, trusses, braces, walkers and/or the temporary rental of a wheelchair, not exceeding the purchase price. |
| Ambulance Services | Licensed ground ambulance service | Licensed ground ambulance service | Licensed ground ambulance service |
| Transportation to Bedside | economy airfare plus up to $150 per day to a maximum of $1,500 for the cost of meals and commercial | economy airfare plus up to $150 per day to a maximum of $2,500 for the cost of meals and commercial | economy airfare plus up to $150 per day to a maximum of $5,000 for the cost of meals and commercial |
| Emergency Air Transportation | Air ambulance to the nearest appropriate medical facility. | Air ambulance to the nearest appropriate medical facility. | Air ambulance to the nearest appropriate medical facility. |
| Repatriation | a. up to a maximum of $5,000 toward the actual cost incurred for the preparation of remains b. up to $3,000 for cremation and/or burial at the place of death. | a. up to a maximum of $10,000 toward the actual cost incurred for the preparation of remains; b. up to $5,000 for cremation and/or burial at the place of death. | a. up to a maximum of $10,000 toward the actual cost incurred for the preparation of remains; b. up to $5,000 for cremation and/or burial at the place of death. |
| Meals and Accommodation | up to $150 per day, to an overall maximum of $1,000 for your commercial accommodation, meals, essential telephone calls, internet fees, bus or taxi fare or rental car… | up to $150 per day, to an overall maximum of $2,000 for your commercial accommodation, meals, essential telephone calls, internet fees, bus or taxi fare or rental car… | up to $150 per day, to an overall maximum of $3,000 for your commercial accommodation, meals, essential telephone calls, internet fees, bus or taxi fare or rental car… |
| Hospital Allowance | Up to $50 per day to a maximum $250 for incidental expenses billed by the hospital such as telephone, television or internet charges while you are hospitalized | Up to $50 per day to a maximum $500 for incidental expenses billed by the hospital such as telephone, television or internet charges while you are hospitalized | Up to $50 per day to a maximum $500 for incidental expenses billed by the hospital such as telephone, television or internet charges while you are hospitalized |
| Return and Escort of Children | up to economy airfare to return accompanying dependent children to the departure point in the event that you are returned to your country of origin or Canada. | up to economy airfare to return accompanying dependent children to the departure point in the event that you are returned to your country of origin or Canada. | up to economy airfare to return accompanying dependent children to the departure point in the event that you are returned to your country of origin or Canada. |
| Excess Baggage Return | Not Available | up to $500 for the cost of returning your excess baggage | up to $500 for the cost of returning your excess baggage |
| Maternity | Not Available | Not available | Up to $5,000 for expenses incurred in Canada for: a. pre-natal care, childbirth, miscarriage, and post-natal care including associated complications; and b. routine new-born nursing care up to 14 days following birth. |
| Psychiatric / Psychological | Not Available | Not Available | Up to $500 per insured for visits to a licensed psychiatrist, psychologist or social worker for the relief of acute symptoms when deemed essential by an attending physician and when approved in advance by Intrepid 24/7. |
| Vaccines | Not Available | Not Available | Up to $100 per insured for vaccinations in any 12-month period |
| Physical Examination | Not Available | Not Available | Up to $250 per insured for one visit to a physician for a routine examination in any 12-month period |
| Eye Examination | Not Available | Not Available | Up to $100 per insured for one visit to a licensed optometrist in any 12-month period |
| Accidental Death & Dismemberment | up to $10,000, for loss of life, limb or sight of an insured person resulting directly from accidental injury | up to $50,000, for loss of life, limb or sight of an insured person resulting directly from accidental injury | The insurer agrees to pay up to $50,000, for loss of life, limb or sight of an insured person resulting directly from accidental injury |
| Exposure and disappearance | Not Available | a. as a result of such exposure, you suffer one of the losses specified in the schedule of losses above; or b. your body has not been found within 52 weeks from the date of the accident. | a. as a result of such exposure, you suffer one of the losses specified in the schedule of losses above; or b. your body has not been found within 52 weeks from the date of the accident. |
| Flight Accident | Not Available | Up to $50,000 in case of death of an insured person as a result of an injury sustained during the coverage period while travelling as a fare-paying passenger | Up to $50,000 in case of death of an insured person as a result of an injury sustained during the coverage period while travelling as a fare-paying passenger |
| Exclusions | Exclusions Any sickness, injury or medical condition (other than a minor ailment) that existed prior to the effective date. THIS POLICY DOES NOT COVER PREEXISTING HEALTH CONDITIONS. |
Exclusions Any sickness, injury or medical condition (other than a minor ailment) that existed prior to the effective date other than:- a) Up to Age 70 – Any sickness, injury or medical condition that was stable in the 180 days prior to the effective date. b) i. Age 71-80 Any sickness, injury or medical condition that was stable in 180 days prior to the effective date ii.any of the following Pre-existing Conditions that were present on Your Start Date: - Any heart condition including but not limited to heart attack, angina, arrhythmia or cardiac surgery; - Any brain condition including but not limited to stroke, transient ischemic attack (TIA), mini-stroke, aneurysm or seizure; - Any lung condition including but not limited to chronic obstructive pulmonary disease (COPD), asthma, chronic bronchitis or emphysema. |
Exclusions Any sickness, injury or medical condition (other than a minor ailment) that existed prior to the effective date other than:-. a) Up to Age 70 – Any sickness, injury or medical condition that was stable in the 120 days prior to the effective date. b) Age 71-80 Any sickness, injury or medical condition that was stable in 180 days prior to the effective date |
Doni Shokirov
Mohammed
Ike Barredo
